If you created a manual account and would like to upgrade it to a linked bank account, here are the steps to follow to make sure you don't lose any of your data.
Step 1: Reconcile Your Manual Account First
Before linking your live bank feed, you need to ensure your manual account isn't missing any old transactions.
Go to the Reconcile screen for your manual account.
Select the current month and enter the Starting Balance and Ending Balance exactly as they appear on your most recent official bank statement.
Check off your transactions. If your account reconciles successfully, your books are perfectly clean, and you are ready to link (If it doesn't balance, find and enter your missing transactions first)!
Step 2: Link the New Account with a Custom Date
Go to Accounts → Add → Connect my Account and follow the prompts to link your live credit card.
When asked how far back to import, select Custom Date.
Set the date to the day after the statement's ending date you just reconciled. (e.g., If your reconciled statement ended March 12th, set the import to start March 13th).
Step 3: Keep the Old Account for Your Records
Do not delete your old manual account or move the transactions.
Leave the manual account exactly as it is to serve as your historical Schedule F ledger for 2025 and early 2026. Your new linked account will handle everything moving forward without creating duplicates.
Updated Step 4: Managing Balances in Your New Linked Account
The Live Account Balance (Current Value): Tracks automatically pulls the live balance directly from your bank and displays it in the top-right corner as your "Current Value." You do not need to enter this number when linking the account.
Reconciling Your Linked Account: Even though your transactions are now importing automatically, you will still use the Reconcile tool to verify them against your monthly bank statements. When you click the "Not Reconciled" button, you must manually enter the Starting Balance and Ending Balance from your official bank statement for that specific month. Going forward, the Ending Balance you enter will carry over and automatically become your Starting Balance for the following month.